What Makes Jay Conner with The Private Money Authority a Good Neighbor...

What if you stopped applying for permission and started offering an opportunity? We sit down with Jay Connor, “The Private Money Authority,” to demystify how everyday people fund real estate deals without banks, brokers, or junk fees—and why that shift lets investors control the terms and move faster in any market.

Jay starts by drawing a clean line between private money and hard money. Private money is person-to-person: individuals lend from cash or retirement accounts, secured by the property, at a clear rate with simple rules. Hard money is institutional, layered with points and rigid underwriting. From there, we dig into the mindset that makes private capital work: teach first, don’t pitch. By laying out maximum loan-to-value, timelines, payment structure, and how a lender can get funds back in an emergency, you remove fear and signal professionalism. That’s why Jay says to line up capital before the deal—certainty beats scrambling, and education beats persuasion.

You’ll hear the exact “Good News” phone call he uses to place funds 100% of the time, plus the math behind picking up a check when you buy by borrowing up to 75% of after-repair value. No origination fees, no extensions, and often no monthly payments on flips—just straightforward terms that align incentives. Jay also shares how losing his bank line in 2009 forced the pivot that tripled his business, and how self-directed IRAs open a pipeline of reliable, tax-advantaged capital for lenders who want steady returns without stock market swings.

Whether you’re eyeing your first investment property or scaling a portfolio, this conversation gives you a repeatable framework: build the program, educate lenders, secure funds, then match deals to pre-agreed criteria. If you’re ready to fund with confidence and move faster than bank timelines, hit play, share this with a friend who needs it, and leave a review to tell us your biggest question about private money.

For more information call Jay at (435) 572-4590, visit his websitehttp://www.JayConner.comor subscribe to his Youtube channel https://www.youtube.com/@raisingprivatemoneyrealestate.